Affordability Brief
Prepared May 2026
Buyer Affordability Brief · SA2 11103122

What it costs to buy in Adamstown & Kotara.

A side-by-side read of house and unit prices by bedroom count — so the trade-off between dwelling type, size and budget is clear before you start your search.

Entry Points Overall median · 12 months
Houses · Median
$1.21m
All houses across the suburb, rolling 12-month sale median.
Units · Median
$715k
All units across the suburb — a markedly lower entry point.
Median Price by Bedroom Houses vs Units · 12m

Houses

Median sale price by bedroom count.
2
Bed
$975k
3
Bed
$1.11m
4
Bed
$1.37m

Units

Median sale price by bedroom count.
1
Bed
$400k
2
Bed
$710k
3
Bed
$890k
$400k
The typical gap between a 3-bedroom house ($1.11m) and a 3-bedroom unit ($890k). For buyers weighing space against budget, the unit market opens this suburb at a materially lower entry price.
Know the price of every option before you choose.
DATA: SUBURBTRENDS · ABS ASGS 2021 SA2 · BASE: MAPBOX
ELENA MARSH BUYERS ADVOCATE · [ PHONE ] · [ EMAIL ] · GENERAL INFORMATION ONLY
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The Suburb Mapbox · ABS SA2
Adamstown – Kotara SA2 · Newcastle SA3 · 8.0 km²
If You Rent Instead

Weekly rent — the alternative

Median house rent $780/wk
Median unit rent $680/wk
House rent — annual $40,560
Unit rent — annual $35,360

Reading the affordability picture

Adamstown & Kotara offers two clearly separated markets. Houses run from a $975k two-bedroom to $1.37m for four bedrooms; units span $400k for one bedroom to $890k for three. A three-bedroom unit lands roughly $400k below the equivalent house — the central trade-off for a budget-conscious buyer.

Renting sits between the two on a weekly basis but builds no equity. This brief sizes the area market; affordability for your circumstances depends on your deposit, borrowing capacity and the specific property.

Method. Median sale prices and weekly rents are Suburbtrends rolling 12-month figures for the SA2, split by dwelling type and bedroom count. Bars are scaled within each ladder to the largest dwelling shown. Where a bedroom type is not shown, sale volume was insufficient for a reliable median. Annual rent is the weekly median × 52. This is general market information to support your own decision and does not constitute a property valuation or financial advice.

Elena Marsh — buying advice, entirely on your side.
DATA: SUBURBTRENDS · ABS ASGS 2021 SA2 · BASE: MAPBOX
ELENA MARSH BUYERS ADVOCATE · [ PHONE ] · [ EMAIL ] · GENERAL INFORMATION ONLY
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