What the mortgage eats.
Set the interest rate. See where a mortgage on the typical home still fits under the 30% stress line — and how much of a pay packet it eats — across the eight capitals, suburb by suburb.
How to read it: the bar is the share of a capital's suburbs where the mortgage on the typical (median) home stays at or under 30% of household income at your chosen rate; the right column is that capital's median burden — what the mortgage takes from a typical household, red once it clears 30%. Repayment assumes a 90% loan on the median price over 30 years, principal & interest. Income is ABS Census 2021 average household weekly income by SA2, indexed ×1.16 to 2026. Suburbs are SA2 areas; a current snapshot, not a time series. All blends houses and units by sale volume. Source: Suburbtrends; income ABS Census 2021.
Kent will send the full ranking behind this exact cut — every market, by capital city and rest-of-state — and a quote you can attribute, with an embargo if you need one. Kent is available for interviews and podcasts — he'll confirm a time.